Loan calculators
See what a loan really costs before you sign.
Lenders quote rates in different ways: per month, per year, flat or on a reducing balance. That makes loans hard to compare. Our calculator turns them all into one clear number so you can see the true cost.
Estimates only. These calculators give a guide and are not financial, tax or legal advice. Tax figures use the Nigeria Tax Act 2025 rates effective January 2026. Loan and savings results depend on your lender's or provider's exact terms. Check details with the lender, your employer, a qualified adviser or the relevant authority before you decide.