Naira inflation calculator
See what your money will be worth in the future, in what it can actually buy today.
How inflation eats your money
When prices rise 15% a year, ₦100 buys what ₦87 bought a year ago. Money that sits in cash, or earns less interest than inflation, quietly loses what it can buy. The "worth in today's money" figures show that loss in plain terms.
Common questions
Where does the default rate come from?
It is the latest headline inflation rate from the National Bureau of Statistics, shown next to the rate box. You can type any rate you like.
Is this a forecast?
No. Future inflation is unknown. The results show what would happen if prices rise at the rate you choose, so try a few different rates.
What is a real return?
It is the yearly growth of your money after taking away inflation. If your savings pay 10% and inflation is 15%, your real return is negative, so your money buys less each year.
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